ActualPaymentTest017
| Day |
Datestamp |
Advances |
Scheduled payment |
Window |
Payment due |
Actual payments |
Generated payment |
Net effect |
Payment status |
Balance status |
Simple interest |
New interest |
New charges |
Principal portion |
Fee portion |
Interest portion |
Charges portion |
Fee rebate |
Principal balance |
Fee balance |
Interest balance |
Charges balance |
Settlement figure |
Fee rebate if settled |
| 0 |
2024-01-01 |
2,500.00 |
n/a |
0 |
0.00 |
n/a |
n/a |
0.00 |
none scheduled |
open |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,500.00 |
3,861.75 |
0.0000 |
0.00 |
6,361.75 |
3,861.75 |
| 13 |
2024-01-14 |
n/a |
original 271.89 |
1 |
271.89 |
confirmed 271.89 |
n/a |
271.89 |
payment made |
open |
22.5450 |
22.5450 |
n/a |
97.98 |
151.37 |
22.54 |
0.00 |
0.00 |
2,402.02 |
3,710.38 |
0.0000 |
0.00 |
2,539.17 |
3,573.23 |
| 20 |
2024-01-21 |
n/a |
original 271.89 |
2 |
271.89 |
271.89 timed out |
n/a |
0.00 |
missed payment |
open |
11.6638 |
11.6638 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,402.02 |
3,710.38 |
11.6638 |
0.00 |
2,706.18 |
3,417.88 |
| 27 |
2024-01-28 |
n/a |
original 271.89 |
3 |
271.89 |
pending 271.89 |
n/a |
271.89 |
payment pending |
open |
11.6638 |
11.6638 |
n/a |
97.68 |
150.89 |
23.32 |
0.00 |
0.00 |
2,304.34 |
3,559.49 |
0.0000 |
0.00 |
0.00 |
3,262.52 |
| 29 |
2024-01-30 |
n/a |
n/a |
3 |
0.00 |
n/a |
n/a |
0.00 |
information only |
open |
3.1970 |
3.1970 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,304.34 |
3,559.49 |
3.1970 |
0.00 |
2,648.89 |
3,218.13 |
| 34 |
2024-02-04 |
n/a |
original 271.89 |
4 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
7.9925 |
7.9925 |
n/a |
102.45 |
158.26 |
11.18 |
0.00 |
0.00 |
2,201.89 |
3,401.23 |
0.0000 |
0.00 |
2,767.85 |
3,107.16 |
| 41 |
2024-02-11 |
n/a |
original 271.89 |
5 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
10.6920 |
10.6920 |
n/a |
102.64 |
158.56 |
10.69 |
0.00 |
0.00 |
2,099.25 |
3,242.67 |
0.0000 |
0.00 |
2,662.01 |
2,951.80 |
| 48 |
2024-02-18 |
n/a |
original 271.89 |
6 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
10.1936 |
10.1936 |
n/a |
102.84 |
158.86 |
10.19 |
0.00 |
0.00 |
1,996.41 |
3,083.81 |
0.0000 |
0.00 |
2,555.67 |
2,796.44 |
| 55 |
2024-02-25 |
n/a |
original 271.89 |
7 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
9.6942 |
9.6942 |
n/a |
103.03 |
159.17 |
9.69 |
0.00 |
0.00 |
1,893.38 |
2,924.64 |
0.0000 |
0.00 |
2,448.82 |
2,641.09 |
| 62 |
2024-03-03 |
n/a |
original 271.89 |
8 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
9.1938 |
9.1938 |
n/a |
103.23 |
159.47 |
9.19 |
0.00 |
0.00 |
1,790.15 |
2,765.17 |
0.0000 |
0.00 |
2,341.48 |
2,485.73 |
| 69 |
2024-03-10 |
n/a |
original 271.89 |
9 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
8.6925 |
8.6925 |
n/a |
103.43 |
159.77 |
8.69 |
0.00 |
0.00 |
1,686.72 |
2,605.40 |
0.0000 |
0.00 |
2,233.64 |
2,330.37 |
| 76 |
2024-03-17 |
n/a |
original 271.89 |
10 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
8.1903 |
8.1903 |
n/a |
103.62 |
160.08 |
8.19 |
0.00 |
0.00 |
1,583.10 |
2,445.32 |
0.0000 |
0.00 |
2,125.30 |
2,175.01 |
| 83 |
2024-03-24 |
n/a |
original 271.89 |
11 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
7.6871 |
7.6871 |
n/a |
103.82 |
160.39 |
7.68 |
0.00 |
0.00 |
1,479.28 |
2,284.93 |
0.0000 |
0.00 |
2,016.44 |
2,019.66 |
| 90 |
2024-03-31 |
n/a |
original 271.89 |
12 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
7.1829 |
7.1829 |
n/a |
104.02 |
160.69 |
7.18 |
0.00 |
0.00 |
1,375.26 |
2,124.24 |
0.0000 |
0.00 |
1,907.09 |
1,864.30 |
| 97 |
2024-04-07 |
n/a |
original 271.89 |
13 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
6.6778 |
6.6778 |
n/a |
104.22 |
161.00 |
6.67 |
0.00 |
0.00 |
1,271.04 |
1,963.24 |
0.0000 |
0.00 |
1,797.23 |
1,708.94 |
| 104 |
2024-04-14 |
n/a |
original 271.89 |
14 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
6.1717 |
6.1717 |
n/a |
104.42 |
161.30 |
6.17 |
0.00 |
0.00 |
1,166.62 |
1,801.94 |
0.0000 |
0.00 |
1,686.87 |
1,553.58 |
| 111 |
2024-04-21 |
n/a |
original 271.89 |
15 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
5.6647 |
5.6647 |
n/a |
104.62 |
161.61 |
5.66 |
0.00 |
0.00 |
1,062.00 |
1,640.33 |
0.0000 |
0.00 |
1,576.00 |
1,398.22 |
| 118 |
2024-04-28 |
n/a |
original 271.89 |
16 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
5.1566 |
5.1566 |
n/a |
104.82 |
161.92 |
5.15 |
0.00 |
0.00 |
957.18 |
1,478.41 |
0.0000 |
0.00 |
1,464.61 |
1,242.87 |
| 125 |
2024-05-05 |
n/a |
original 271.89 |
17 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
4.6476 |
4.6476 |
n/a |
105.02 |
162.23 |
4.64 |
0.00 |
0.00 |
852.16 |
1,316.18 |
0.0000 |
0.00 |
1,352.72 |
1,087.51 |
| 132 |
2024-05-12 |
n/a |
original 271.89 |
18 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
4.1377 |
4.1377 |
n/a |
105.22 |
162.54 |
4.13 |
0.00 |
0.00 |
746.94 |
1,153.64 |
0.0000 |
0.00 |
1,240.32 |
932.15 |
| 139 |
2024-05-19 |
n/a |
original 271.89 |
19 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
3.6267 |
3.6267 |
n/a |
105.42 |
162.85 |
3.62 |
0.00 |
0.00 |
641.52 |
990.79 |
0.0000 |
0.00 |
1,127.41 |
776.79 |
| 146 |
2024-05-26 |
n/a |
original 271.89 |
20 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
3.1148 |
3.1148 |
n/a |
105.62 |
163.16 |
3.11 |
0.00 |
0.00 |
535.90 |
827.63 |
0.0000 |
0.00 |
1,013.98 |
621.44 |
| 153 |
2024-06-02 |
n/a |
original 271.89 |
21 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
2.6019 |
2.6019 |
n/a |
105.82 |
163.47 |
2.60 |
0.00 |
0.00 |
430.08 |
664.16 |
0.0000 |
0.00 |
900.05 |
466.08 |
| 160 |
2024-06-09 |
n/a |
original 271.89 |
22 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
2.0880 |
2.0880 |
n/a |
106.02 |
163.79 |
2.08 |
0.00 |
0.00 |
324.06 |
500.37 |
0.0000 |
0.00 |
785.60 |
310.72 |
| 167 |
2024-06-16 |
n/a |
original 271.89 |
23 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
1.5732 |
1.5732 |
n/a |
106.22 |
164.10 |
1.57 |
0.00 |
0.00 |
217.84 |
336.27 |
0.0000 |
0.00 |
554.11 |
155.36 |
| 174 |
2024-06-23 |
n/a |
original 271.66 |
24 |
271.66 |
n/a |
n/a |
271.66 |
not yet due |
open |
1.0574 |
1.0574 |
n/a |
106.34 |
164.27 |
1.05 |
0.00 |
0.00 |
111.50 |
172.00 |
0.0000 |
0.00 |
283.50 |
0.00 |
Description
Pending payments should only apply if not timed out
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2024-01-30 |
| Start Date |
2024-01-01 |
| Principal |
2,500.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 24 |
| unit-period config: weekly from 2024-01-14 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
| fee type: CAB/CSO fee 154.47 % |
rounding: rounded down |
| fee amortisation: amortise proportionately |
settlement rebate: pro-rata rebate |
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 9.95 % per year |
method: simple |
| rounding: rounded down |
APR method: US CFPB actuarial to 3 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 63.27 % |
Initial APR: 456.041 % |
| Level payment: 271.89 |
Final payment: 271.66 |
Last scheduled payment day: 174 |
| Total scheduled payments: 6,525.13 |
Total principal: 6,361.75 |
Total interest: 163.38 |
Final Stats
| Generated settlement: n/a |
Final balance status: open |
| Effective interest rate: 0.01654571061 % per day |
Final cost-to-borrowing ratio: 161.81 % |
| Required scheduled payment count: 24 |
Last required scheduled payment day: 174 |
| Final actual payment count: 3 |
Last actual payment day: 27 |
FSharp.Finance.Personal