ActualPaymentTest018
| Day |
Datestamp |
Advances |
Scheduled payment |
Window |
Payment due |
Actual payments |
Generated payment |
Net effect |
Payment status |
Balance status |
Simple interest |
New interest |
New charges |
Principal portion |
Fee portion |
Interest portion |
Charges portion |
Fee rebate |
Principal balance |
Fee balance |
Interest balance |
Charges balance |
Settlement figure |
Fee rebate if settled |
| 0 |
2024-01-01 |
2,500.00 |
n/a |
0 |
0.00 |
n/a |
n/a |
0.00 |
none scheduled |
open |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,500.00 |
3,861.75 |
0.0000 |
0.00 |
6,361.75 |
3,861.75 |
| 13 |
2024-01-14 |
n/a |
original 271.89 |
1 |
271.89 |
confirmed 271.89 |
n/a |
271.89 |
payment made |
open |
22.5450 |
22.5450 |
n/a |
97.98 |
151.37 |
22.54 |
0.00 |
0.00 |
2,402.02 |
3,710.38 |
0.0000 |
0.00 |
2,539.17 |
3,573.23 |
| 20 |
2024-01-21 |
n/a |
original 271.89 |
2 |
271.89 |
271.89 timed out |
n/a |
0.00 |
missed payment |
open |
11.6638 |
11.6638 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,402.02 |
3,710.38 |
11.6638 |
0.00 |
2,706.18 |
3,417.88 |
| 27 |
2024-01-28 |
n/a |
original 271.89 |
3 |
271.89 |
271.89 timed out |
n/a |
0.00 |
missed payment |
open |
11.6638 |
11.6638 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,402.02 |
3,710.38 |
23.3276 |
0.00 |
2,873.20 |
3,262.52 |
| 31 |
2024-02-01 |
n/a |
n/a |
3 |
0.00 |
n/a |
n/a |
0.00 |
information only |
open |
6.6650 |
6.6650 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
2,402.02 |
3,710.38 |
29.9926 |
0.00 |
2,968.65 |
3,173.74 |
| 34 |
2024-02-04 |
n/a |
original 271.89 |
4 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
4.9988 |
4.9988 |
n/a |
93.09 |
143.81 |
34.99 |
0.00 |
0.00 |
2,308.93 |
3,566.57 |
0.0000 |
0.00 |
3,040.23 |
3,107.16 |
| 41 |
2024-02-11 |
n/a |
original 271.89 |
5 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
11.2117 |
11.2117 |
n/a |
102.44 |
158.24 |
11.21 |
0.00 |
0.00 |
2,206.49 |
3,408.33 |
0.0000 |
0.00 |
2,934.91 |
2,951.80 |
| 48 |
2024-02-18 |
n/a |
original 271.89 |
6 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
10.7143 |
10.7143 |
n/a |
102.63 |
158.55 |
10.71 |
0.00 |
0.00 |
2,103.86 |
3,249.78 |
0.0000 |
0.00 |
2,829.09 |
2,796.44 |
| 55 |
2024-02-25 |
n/a |
original 271.89 |
7 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
10.2159 |
10.2159 |
n/a |
102.83 |
158.85 |
10.21 |
0.00 |
0.00 |
2,001.03 |
3,090.93 |
0.0000 |
0.00 |
2,722.76 |
2,641.09 |
| 62 |
2024-03-03 |
n/a |
original 271.89 |
8 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
9.7166 |
9.7166 |
n/a |
103.02 |
159.16 |
9.71 |
0.00 |
0.00 |
1,898.01 |
2,931.77 |
0.0000 |
0.00 |
2,615.94 |
2,485.73 |
| 69 |
2024-03-10 |
n/a |
original 271.89 |
9 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
9.2163 |
9.2163 |
n/a |
103.22 |
159.46 |
9.21 |
0.00 |
0.00 |
1,794.79 |
2,772.31 |
0.0000 |
0.00 |
2,508.62 |
2,330.37 |
| 76 |
2024-03-17 |
n/a |
original 271.89 |
10 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
8.7150 |
8.7150 |
n/a |
103.42 |
159.76 |
8.71 |
0.00 |
0.00 |
1,691.37 |
2,612.55 |
0.0000 |
0.00 |
2,400.80 |
2,175.01 |
| 83 |
2024-03-24 |
n/a |
original 271.89 |
11 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
8.2128 |
8.2128 |
n/a |
103.61 |
160.07 |
8.21 |
0.00 |
0.00 |
1,587.76 |
2,452.48 |
0.0000 |
0.00 |
2,292.47 |
2,019.66 |
| 90 |
2024-03-31 |
n/a |
original 271.89 |
12 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
7.7097 |
7.7097 |
n/a |
103.81 |
160.38 |
7.70 |
0.00 |
0.00 |
1,483.95 |
2,292.10 |
0.0000 |
0.00 |
2,183.64 |
1,864.30 |
| 97 |
2024-04-07 |
n/a |
original 271.89 |
13 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
7.2055 |
7.2055 |
n/a |
104.01 |
160.68 |
7.20 |
0.00 |
0.00 |
1,379.94 |
2,131.42 |
0.0000 |
0.00 |
2,074.31 |
1,708.94 |
| 104 |
2024-04-14 |
n/a |
original 271.89 |
14 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
6.7004 |
6.7004 |
n/a |
104.21 |
160.98 |
6.70 |
0.00 |
0.00 |
1,275.73 |
1,970.44 |
0.0000 |
0.00 |
1,964.48 |
1,553.58 |
| 111 |
2024-04-21 |
n/a |
original 271.89 |
15 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
6.1944 |
6.1944 |
n/a |
104.41 |
161.29 |
6.19 |
0.00 |
0.00 |
1,171.32 |
1,809.15 |
0.0000 |
0.00 |
1,854.14 |
1,398.22 |
| 118 |
2024-04-28 |
n/a |
original 271.89 |
16 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
5.6874 |
5.6874 |
n/a |
104.61 |
161.60 |
5.68 |
0.00 |
0.00 |
1,066.71 |
1,647.55 |
0.0000 |
0.00 |
1,743.28 |
1,242.87 |
| 125 |
2024-05-05 |
n/a |
original 271.89 |
17 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
5.1794 |
5.1794 |
n/a |
104.81 |
161.91 |
5.17 |
0.00 |
0.00 |
961.90 |
1,485.64 |
0.0000 |
0.00 |
1,631.92 |
1,087.51 |
| 132 |
2024-05-12 |
n/a |
original 271.89 |
18 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
4.6704 |
4.6704 |
n/a |
105.01 |
162.21 |
4.67 |
0.00 |
0.00 |
856.89 |
1,323.43 |
0.0000 |
0.00 |
1,520.06 |
932.15 |
| 139 |
2024-05-19 |
n/a |
original 271.89 |
19 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
4.1605 |
4.1605 |
n/a |
105.21 |
162.52 |
4.16 |
0.00 |
0.00 |
751.68 |
1,160.91 |
0.0000 |
0.00 |
1,407.69 |
776.79 |
| 146 |
2024-05-26 |
n/a |
original 271.89 |
20 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
3.6496 |
3.6496 |
n/a |
105.41 |
162.84 |
3.64 |
0.00 |
0.00 |
646.27 |
998.07 |
0.0000 |
0.00 |
1,294.79 |
621.44 |
| 153 |
2024-06-02 |
n/a |
original 271.89 |
21 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
3.1378 |
3.1378 |
n/a |
105.61 |
163.15 |
3.13 |
0.00 |
0.00 |
540.66 |
834.92 |
0.0000 |
0.00 |
1,181.39 |
466.08 |
| 160 |
2024-06-09 |
n/a |
original 271.89 |
22 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
2.6249 |
2.6249 |
n/a |
105.81 |
163.46 |
2.62 |
0.00 |
0.00 |
434.85 |
671.46 |
0.0000 |
0.00 |
1,067.48 |
310.72 |
| 167 |
2024-06-16 |
n/a |
original 271.89 |
23 |
271.89 |
n/a |
n/a |
271.89 |
not yet due |
open |
2.1111 |
2.1111 |
n/a |
106.01 |
163.77 |
2.11 |
0.00 |
0.00 |
328.84 |
507.69 |
0.0000 |
0.00 |
836.53 |
155.36 |
| 174 |
2024-06-23 |
n/a |
original 271.66 |
24 |
271.66 |
n/a |
n/a |
271.66 |
not yet due |
open |
1.5963 |
1.5963 |
n/a |
106.13 |
163.94 |
1.59 |
0.00 |
0.00 |
222.71 |
343.75 |
0.0000 |
0.00 |
566.46 |
0.00 |
Description
Pending payments should only apply if not timed out
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2024-02-01 |
| Start Date |
2024-01-01 |
| Principal |
2,500.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 24 |
| unit-period config: weekly from 2024-01-14 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
| fee type: CAB/CSO fee 154.47 % |
rounding: rounded down |
| fee amortisation: amortise proportionately |
settlement rebate: pro-rata rebate |
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 9.95 % per year |
method: simple |
| rounding: rounded down |
APR method: US CFPB actuarial to 3 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 63.27 % |
Initial APR: 456.041 % |
| Level payment: 271.89 |
Final payment: 271.66 |
Last scheduled payment day: 174 |
| Total scheduled payments: 6,525.13 |
Total principal: 6,361.75 |
Total interest: 163.38 |
Final Stats
| Generated settlement: n/a |
Final balance status: open |
| Effective interest rate: 0.01845136904 % per day |
Final cost-to-borrowing ratio: 162.65 % |
| Required scheduled payment count: 24 |
Last required scheduled payment day: 174 |
| Final actual payment count: 3 |
Last actual payment day: 27 |
FSharp.Finance.Personal