AprUkTest_fp03_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
316.20 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 3 |
105.58 |
7.5952 |
105.58 |
0.00 |
210.62 |
317.26 |
7.5952 |
105.58 |
0.00 |
| 33 |
105.58 |
75.9520 |
105.58 |
0.00 |
105.04 |
317.26 |
83.5472 |
211.16 |
0.00 |
| 64 |
105.58 |
78.4838 |
105.04 |
0.54 |
0.00 |
316.72 |
162.0310 |
316.20 |
0.54 |
| 94 |
105.58 |
75.8228 |
0.00 |
105.58 |
0.00 |
211.14 |
237.8538 |
316.20 |
106.12 |
| 125 |
105.58 |
52.2318 |
0.00 |
105.58 |
0.00 |
105.56 |
290.0856 |
316.20 |
211.70 |
| 156 |
105.56 |
26.1134 |
0.00 |
105.56 |
0.00 |
0.00 |
316.1990 |
316.20 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 3, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 04 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 316.20 |
Initial cost-to-borrowing ratio: 99.67 % |
Initial APR: 4716 % |
| Level payment: 105.58 |
Final payment: 105.56 |
Last scheduled payment day: 156 |
| Total scheduled payments: 633.46 |
Total principal: 317.26 |
Total interest: 316.20 |
FSharp.Finance.Personal