AprUkTest_fp04_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
319.22 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 4 |
106.09 |
10.1269 |
106.09 |
0.00 |
213.13 |
317.26 |
10.1269 |
106.09 |
0.00 |
| 34 |
106.09 |
75.9520 |
106.09 |
0.00 |
107.04 |
317.26 |
86.0790 |
212.18 |
0.00 |
| 65 |
106.09 |
78.4838 |
106.09 |
0.00 |
0.95 |
317.26 |
164.5628 |
318.27 |
0.00 |
| 95 |
106.09 |
75.9520 |
0.95 |
105.14 |
0.00 |
212.12 |
240.5148 |
319.22 |
105.14 |
| 126 |
106.09 |
52.4742 |
0.00 |
106.09 |
0.00 |
106.03 |
292.9891 |
319.22 |
211.23 |
| 157 |
106.03 |
26.2297 |
0.00 |
106.03 |
0.00 |
0.00 |
319.2188 |
319.22 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 4, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 05 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 319.22 |
Initial cost-to-borrowing ratio: 100.62 % |
Initial APR: 4527.1 % |
| Level payment: 106.09 |
Final payment: 106.03 |
Last scheduled payment day: 157 |
| Total scheduled payments: 636.48 |
Total principal: 317.26 |
Total interest: 319.22 |
FSharp.Finance.Personal