AprUkTest_fp05_pc4
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
179.85 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 5 |
124.28 |
12.6587 |
124.28 |
0.00 |
55.57 |
317.26 |
12.6587 |
124.28 |
0.00 |
| 35 |
124.28 |
75.9520 |
55.57 |
68.71 |
0.00 |
248.55 |
88.6107 |
179.85 |
68.71 |
| 66 |
124.28 |
61.4863 |
0.00 |
124.28 |
0.00 |
124.27 |
150.0970 |
179.85 |
192.99 |
| 96 |
124.27 |
29.7502 |
0.00 |
124.27 |
0.00 |
0.00 |
179.8473 |
179.85 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 5, payment count 4
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 06 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 179.85 |
Initial cost-to-borrowing ratio: 56.69 % |
Initial APR: 3787.6 % |
| Level payment: 124.28 |
Final payment: 124.27 |
Last scheduled payment day: 96 |
| Total scheduled payments: 497.11 |
Total principal: 317.26 |
Total interest: 179.85 |
FSharp.Finance.Personal