AprUkTest_fp06_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
325.01 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 6 |
107.05 |
15.1904 |
107.05 |
0.00 |
217.96 |
317.26 |
15.1904 |
107.05 |
0.00 |
| 36 |
107.05 |
75.9520 |
107.05 |
0.00 |
110.91 |
317.26 |
91.1425 |
214.10 |
0.00 |
| 67 |
107.05 |
78.4838 |
107.05 |
0.00 |
3.86 |
317.26 |
169.6262 |
321.15 |
0.00 |
| 97 |
107.05 |
75.9520 |
3.86 |
103.19 |
0.00 |
214.07 |
245.5783 |
325.01 |
103.19 |
| 128 |
107.05 |
52.9566 |
0.00 |
107.05 |
0.00 |
107.02 |
298.5349 |
325.01 |
210.24 |
| 159 |
107.02 |
26.4746 |
0.00 |
107.02 |
0.00 |
0.00 |
325.0095 |
325.01 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 6, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 07 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 325.01 |
Initial cost-to-borrowing ratio: 102.44 % |
Initial APR: 4176.2 % |
| Level payment: 107.05 |
Final payment: 107.02 |
Last scheduled payment day: 159 |
| Total scheduled payments: 642.27 |
Total principal: 317.26 |
Total interest: 325.01 |
FSharp.Finance.Personal