AprUkTest_fp07_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
255.31 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 7 |
114.52 |
17.7221 |
114.52 |
0.00 |
140.79 |
317.26 |
17.7221 |
114.52 |
0.00 |
| 37 |
114.52 |
75.9520 |
114.52 |
0.00 |
26.27 |
317.26 |
93.6742 |
229.04 |
0.00 |
| 68 |
114.52 |
78.4838 |
26.27 |
88.25 |
0.00 |
229.01 |
172.1580 |
255.31 |
88.25 |
| 98 |
114.52 |
54.8250 |
0.00 |
114.52 |
0.00 |
114.49 |
226.9830 |
255.31 |
202.77 |
| 129 |
114.49 |
28.3225 |
0.00 |
114.49 |
0.00 |
0.00 |
255.3055 |
255.31 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 7, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 08 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 255.31 |
Initial cost-to-borrowing ratio: 80.47 % |
Initial APR: 3849.3 % |
| Level payment: 114.52 |
Final payment: 114.49 |
Last scheduled payment day: 129 |
| Total scheduled payments: 572.57 |
Total principal: 317.26 |
Total interest: 255.31 |
FSharp.Finance.Personal