AprUkTest_fp10_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
336.55 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 10 |
108.97 |
25.3173 |
108.97 |
0.00 |
227.58 |
317.26 |
25.3173 |
108.97 |
0.00 |
| 40 |
108.97 |
75.9520 |
108.97 |
0.00 |
118.61 |
317.26 |
101.2694 |
217.94 |
0.00 |
| 71 |
108.97 |
78.4838 |
108.97 |
0.00 |
9.64 |
317.26 |
179.7532 |
326.91 |
0.00 |
| 101 |
108.97 |
75.9520 |
9.64 |
99.33 |
0.00 |
217.93 |
255.7052 |
336.55 |
99.33 |
| 132 |
108.97 |
53.9115 |
0.00 |
108.97 |
0.00 |
108.96 |
309.6167 |
336.55 |
208.30 |
| 163 |
108.96 |
26.9545 |
0.00 |
108.96 |
0.00 |
0.00 |
336.5713 |
336.55 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 10, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 11 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 336.55 |
Initial cost-to-borrowing ratio: 106.08 % |
Initial APR: 3611 % |
| Level payment: 108.97 |
Final payment: 108.96 |
Last scheduled payment day: 163 |
| Total scheduled payments: 653.81 |
Total principal: 317.26 |
Total interest: 336.55 |
FSharp.Finance.Personal