AprUkTest_fp12_pc4
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
201.54 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 12 |
129.71 |
30.3808 |
129.71 |
0.00 |
71.83 |
317.26 |
30.3808 |
129.71 |
0.00 |
| 42 |
129.71 |
75.9520 |
71.83 |
57.88 |
0.00 |
259.38 |
106.3329 |
201.54 |
57.88 |
| 73 |
129.71 |
64.1654 |
0.00 |
129.71 |
0.00 |
129.67 |
170.4983 |
201.54 |
187.59 |
| 103 |
129.67 |
31.0430 |
0.00 |
129.67 |
0.00 |
0.00 |
201.5413 |
201.54 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 12, payment count 4
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 13 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 201.54 |
Initial cost-to-borrowing ratio: 63.53 % |
Initial APR: 3033.9 % |
| Level payment: 129.71 |
Final payment: 129.67 |
Last scheduled payment day: 103 |
| Total scheduled payments: 518.80 |
Total principal: 317.26 |
Total interest: 201.54 |
FSharp.Finance.Personal