AprUkTest_fp13_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
273.08 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 13 |
118.07 |
32.9126 |
118.07 |
0.00 |
155.01 |
317.26 |
32.9126 |
118.07 |
0.00 |
| 43 |
118.07 |
75.9520 |
118.07 |
0.00 |
36.94 |
317.26 |
108.8646 |
236.14 |
0.00 |
| 74 |
118.07 |
78.4838 |
36.94 |
81.13 |
0.00 |
236.13 |
187.3484 |
273.08 |
81.13 |
| 104 |
118.07 |
56.5295 |
0.00 |
118.07 |
0.00 |
118.06 |
243.8779 |
273.08 |
199.20 |
| 135 |
118.06 |
29.2057 |
0.00 |
118.06 |
0.00 |
0.00 |
273.0836 |
273.08 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 13, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 14 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 273.08 |
Initial cost-to-borrowing ratio: 86.07 % |
Initial APR: 3153.2 % |
| Level payment: 118.07 |
Final payment: 118.06 |
Last scheduled payment day: 135 |
| Total scheduled payments: 590.34 |
Total principal: 317.26 |
Total interest: 273.08 |
FSharp.Finance.Personal