AprUkTest_fp15_pc4
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
210.85 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 15 |
132.03 |
37.9760 |
132.03 |
0.00 |
78.82 |
317.26 |
37.9760 |
132.03 |
0.00 |
| 45 |
132.03 |
75.9520 |
78.82 |
53.21 |
0.00 |
264.05 |
113.9281 |
210.85 |
53.21 |
| 76 |
132.03 |
65.3207 |
0.00 |
132.03 |
0.00 |
132.02 |
179.2488 |
210.85 |
185.24 |
| 106 |
132.02 |
31.6056 |
0.00 |
132.02 |
0.00 |
0.00 |
210.8543 |
210.85 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 15, payment count 4
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 16 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 210.85 |
Initial cost-to-borrowing ratio: 66.46 % |
Initial APR: 2801.4 % |
| Level payment: 132.03 |
Final payment: 132.02 |
Last scheduled payment day: 106 |
| Total scheduled payments: 528.11 |
Total principal: 317.26 |
Total interest: 210.85 |
FSharp.Finance.Personal