AprUkTest_fp17_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
356.78 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 17 |
112.35 |
43.0395 |
112.35 |
0.00 |
244.43 |
317.26 |
43.0395 |
112.35 |
0.00 |
| 47 |
112.35 |
75.9520 |
112.35 |
0.00 |
132.08 |
317.26 |
118.9915 |
224.70 |
0.00 |
| 78 |
112.35 |
78.4838 |
112.35 |
0.00 |
19.73 |
317.26 |
197.4753 |
337.05 |
0.00 |
| 108 |
112.35 |
75.9520 |
19.73 |
92.62 |
0.00 |
224.64 |
273.4274 |
356.78 |
92.62 |
| 139 |
112.35 |
55.5714 |
0.00 |
112.35 |
0.00 |
112.29 |
328.9988 |
356.78 |
204.97 |
| 170 |
112.29 |
27.7783 |
0.00 |
112.29 |
0.00 |
0.00 |
356.7771 |
356.78 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 17, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 18 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 356.78 |
Initial cost-to-borrowing ratio: 112.46 % |
Initial APR: 2915.9 % |
| Level payment: 112.35 |
Final payment: 112.29 |
Last scheduled payment day: 170 |
| Total scheduled payments: 674.04 |
Total principal: 317.26 |
Total interest: 356.78 |
FSharp.Finance.Personal