AprUkTest_fp19_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
290.85 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 19 |
121.63 |
48.1030 |
121.63 |
0.00 |
169.22 |
317.26 |
48.1030 |
121.63 |
0.00 |
| 49 |
121.63 |
75.9520 |
121.63 |
0.00 |
47.59 |
317.26 |
124.0550 |
243.26 |
0.00 |
| 80 |
121.63 |
78.4838 |
47.59 |
74.04 |
0.00 |
243.22 |
202.5388 |
290.85 |
74.04 |
| 110 |
121.63 |
58.2269 |
0.00 |
121.63 |
0.00 |
121.59 |
260.7657 |
290.85 |
195.67 |
| 141 |
121.59 |
30.0789 |
0.00 |
121.59 |
0.00 |
0.00 |
290.8446 |
290.85 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 19, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 20 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 290.85 |
Initial cost-to-borrowing ratio: 91.68 % |
Initial APR: 2673.5 % |
| Level payment: 121.63 |
Final payment: 121.59 |
Last scheduled payment day: 141 |
| Total scheduled payments: 608.11 |
Total principal: 317.26 |
Total interest: 290.85 |
FSharp.Finance.Personal