AprUkTest_fp22_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
299.73 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 22 |
123.40 |
55.6982 |
123.40 |
0.00 |
176.33 |
317.26 |
55.6982 |
123.40 |
0.00 |
| 52 |
123.40 |
75.9520 |
123.40 |
0.00 |
52.93 |
317.26 |
131.6502 |
246.80 |
0.00 |
| 83 |
123.40 |
78.4838 |
52.93 |
70.47 |
0.00 |
246.79 |
210.1340 |
299.73 |
70.47 |
| 113 |
123.40 |
59.0815 |
0.00 |
123.40 |
0.00 |
123.39 |
269.2155 |
299.73 |
193.87 |
| 144 |
123.39 |
30.5242 |
0.00 |
123.39 |
0.00 |
0.00 |
299.7397 |
299.73 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 22, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 23 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 299.73 |
Initial cost-to-borrowing ratio: 94.47 % |
Initial APR: 2485 % |
| Level payment: 123.40 |
Final payment: 123.39 |
Last scheduled payment day: 144 |
| Total scheduled payments: 616.99 |
Total principal: 317.26 |
Total interest: 299.73 |
FSharp.Finance.Personal