AprUkTest_fp23_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
374.11 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 23 |
115.23 |
58.2299 |
115.23 |
0.00 |
258.88 |
317.26 |
58.2299 |
115.23 |
0.00 |
| 53 |
115.23 |
75.9520 |
115.23 |
0.00 |
143.65 |
317.26 |
134.1819 |
230.46 |
0.00 |
| 84 |
115.23 |
78.4838 |
115.23 |
0.00 |
28.42 |
317.26 |
212.6657 |
345.69 |
0.00 |
| 114 |
115.23 |
75.9520 |
28.42 |
86.81 |
0.00 |
230.45 |
288.6178 |
374.11 |
86.81 |
| 145 |
115.23 |
57.0087 |
0.00 |
115.23 |
0.00 |
115.22 |
345.6265 |
374.11 |
202.04 |
| 176 |
115.22 |
28.5031 |
0.00 |
115.22 |
0.00 |
0.00 |
374.1296 |
374.11 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 23, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 24 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 374.11 |
Initial cost-to-borrowing ratio: 117.92 % |
Initial APR: 2500.1 % |
| Level payment: 115.23 |
Final payment: 115.22 |
Last scheduled payment day: 176 |
| Total scheduled payments: 691.37 |
Total principal: 317.26 |
Total interest: 374.11 |
FSharp.Finance.Personal