AprUkTest_fp24_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
305.66 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 24 |
124.59 |
60.7616 |
124.59 |
0.00 |
181.07 |
317.26 |
60.7616 |
124.59 |
0.00 |
| 54 |
124.59 |
75.9520 |
124.59 |
0.00 |
56.48 |
317.26 |
136.7137 |
249.18 |
0.00 |
| 85 |
124.59 |
78.4838 |
56.48 |
68.11 |
0.00 |
249.15 |
215.1975 |
305.66 |
68.11 |
| 115 |
124.59 |
59.6465 |
0.00 |
124.59 |
0.00 |
124.56 |
274.8440 |
305.66 |
192.70 |
| 146 |
124.56 |
30.8137 |
0.00 |
124.56 |
0.00 |
0.00 |
305.6576 |
305.66 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 24, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 25 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 305.66 |
Initial cost-to-borrowing ratio: 96.34 % |
Initial APR: 2374.5 % |
| Level payment: 124.59 |
Final payment: 124.56 |
Last scheduled payment day: 146 |
| Total scheduled payments: 622.92 |
Total principal: 317.26 |
Total interest: 305.66 |
FSharp.Finance.Personal