AprUkTest_fp25_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
308.61 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 25 |
125.18 |
63.2934 |
125.18 |
0.00 |
183.43 |
317.26 |
63.2934 |
125.18 |
0.00 |
| 55 |
125.18 |
75.9520 |
125.18 |
0.00 |
58.25 |
317.26 |
139.2454 |
250.36 |
0.00 |
| 86 |
125.18 |
78.4838 |
58.25 |
66.93 |
0.00 |
250.33 |
217.7292 |
308.61 |
66.93 |
| 116 |
125.18 |
59.9290 |
0.00 |
125.18 |
0.00 |
125.15 |
277.6582 |
308.61 |
192.11 |
| 147 |
125.15 |
30.9596 |
0.00 |
125.15 |
0.00 |
0.00 |
308.6178 |
308.61 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 25, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 26 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 308.61 |
Initial cost-to-borrowing ratio: 97.27 % |
Initial APR: 2322.6 % |
| Level payment: 125.18 |
Final payment: 125.15 |
Last scheduled payment day: 147 |
| Total scheduled payments: 625.87 |
Total principal: 317.26 |
Total interest: 308.61 |
FSharp.Finance.Personal