AprUkTest_fp26_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
311.58 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 26 |
125.77 |
65.8251 |
125.77 |
0.00 |
185.81 |
317.26 |
65.8251 |
125.77 |
0.00 |
| 56 |
125.77 |
75.9520 |
125.77 |
0.00 |
60.04 |
317.26 |
141.7771 |
251.54 |
0.00 |
| 87 |
125.77 |
78.4838 |
60.04 |
65.73 |
0.00 |
251.53 |
220.2609 |
311.58 |
65.73 |
| 117 |
125.77 |
60.2163 |
0.00 |
125.77 |
0.00 |
125.76 |
280.4772 |
311.58 |
191.50 |
| 148 |
125.76 |
31.1105 |
0.00 |
125.76 |
0.00 |
0.00 |
311.5877 |
311.58 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 26, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 27 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 311.58 |
Initial cost-to-borrowing ratio: 98.21 % |
Initial APR: 2273.2 % |
| Level payment: 125.77 |
Final payment: 125.76 |
Last scheduled payment day: 148 |
| Total scheduled payments: 628.84 |
Total principal: 317.26 |
Total interest: 311.58 |
FSharp.Finance.Personal