AprUkTest_fp26_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
382.81 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 26 |
116.68 |
65.8251 |
116.68 |
0.00 |
266.13 |
317.26 |
65.8251 |
116.68 |
0.00 |
| 56 |
116.68 |
75.9520 |
116.68 |
0.00 |
149.45 |
317.26 |
141.7771 |
233.36 |
0.00 |
| 87 |
116.68 |
78.4838 |
116.68 |
0.00 |
32.77 |
317.26 |
220.2609 |
350.04 |
0.00 |
| 117 |
116.68 |
75.9520 |
32.77 |
83.91 |
0.00 |
233.35 |
296.2130 |
382.81 |
83.91 |
| 148 |
116.68 |
57.7261 |
0.00 |
116.68 |
0.00 |
116.67 |
353.9391 |
382.81 |
200.59 |
| 179 |
116.67 |
28.8618 |
0.00 |
116.67 |
0.00 |
0.00 |
382.8009 |
382.81 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 26, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 27 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 382.81 |
Initial cost-to-borrowing ratio: 120.66 % |
Initial APR: 2334.3 % |
| Level payment: 116.68 |
Final payment: 116.67 |
Last scheduled payment day: 179 |
| Total scheduled payments: 700.07 |
Total principal: 317.26 |
Total interest: 382.81 |
FSharp.Finance.Personal