AprUkTest_fp27_pc5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
314.55 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 27 |
126.37 |
68.3568 |
126.37 |
0.00 |
188.18 |
317.26 |
68.3568 |
126.37 |
0.00 |
| 57 |
126.37 |
75.9520 |
126.37 |
0.00 |
61.81 |
317.26 |
144.3089 |
252.74 |
0.00 |
| 88 |
126.37 |
78.4838 |
61.81 |
64.56 |
0.00 |
252.70 |
222.7927 |
314.55 |
64.56 |
| 118 |
126.37 |
60.4964 |
0.00 |
126.37 |
0.00 |
126.33 |
283.2890 |
314.55 |
190.93 |
| 149 |
126.33 |
31.2515 |
0.00 |
126.33 |
0.00 |
0.00 |
314.5406 |
314.55 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 27, payment count 5
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 28 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 314.55 |
Initial cost-to-borrowing ratio: 99.15 % |
Initial APR: 2226.4 % |
| Level payment: 126.37 |
Final payment: 126.33 |
Last scheduled payment day: 149 |
| Total scheduled payments: 631.81 |
Total principal: 317.26 |
Total interest: 314.55 |
FSharp.Finance.Personal