AprUkTest_fp28_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
388.57 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 28 |
117.64 |
70.8886 |
117.64 |
0.00 |
270.93 |
317.26 |
70.8886 |
117.64 |
0.00 |
| 58 |
117.64 |
75.9520 |
117.64 |
0.00 |
153.29 |
317.26 |
146.8406 |
235.28 |
0.00 |
| 89 |
117.64 |
78.4838 |
117.64 |
0.00 |
35.65 |
317.26 |
225.3244 |
352.92 |
0.00 |
| 119 |
117.64 |
75.9520 |
35.65 |
81.99 |
0.00 |
235.27 |
301.2764 |
388.57 |
81.99 |
| 150 |
117.64 |
58.2011 |
0.00 |
117.64 |
0.00 |
117.63 |
359.4775 |
388.57 |
199.63 |
| 181 |
117.63 |
29.0993 |
0.00 |
117.63 |
0.00 |
0.00 |
388.5768 |
388.57 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 28, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 29 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 388.57 |
Initial cost-to-borrowing ratio: 122.48 % |
Initial APR: 2235 % |
| Level payment: 117.64 |
Final payment: 117.63 |
Last scheduled payment day: 181 |
| Total scheduled payments: 705.83 |
Total principal: 317.26 |
Total interest: 388.57 |
FSharp.Finance.Personal