AprUkTest_fp31_pc6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
399.03 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 31 |
119.39 |
78.4838 |
119.39 |
0.00 |
279.64 |
317.26 |
78.4838 |
119.39 |
0.00 |
| 62 |
119.39 |
78.4838 |
119.39 |
0.00 |
160.25 |
317.26 |
156.9676 |
238.78 |
0.00 |
| 92 |
119.39 |
75.9520 |
119.39 |
0.00 |
40.86 |
317.26 |
232.9196 |
358.17 |
0.00 |
| 123 |
119.39 |
78.4838 |
40.86 |
78.53 |
0.00 |
238.73 |
311.4034 |
399.03 |
78.53 |
| 154 |
119.39 |
59.0570 |
0.00 |
119.39 |
0.00 |
119.34 |
370.4604 |
399.03 |
197.92 |
| 184 |
119.34 |
28.5700 |
0.00 |
119.34 |
0.00 |
0.00 |
399.0304 |
399.03 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 31, payment count 6
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-05 on 02 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 399.03 |
Initial cost-to-borrowing ratio: 125.77 % |
Initial APR: 2088.7 % |
| Level payment: 119.39 |
Final payment: 119.34 |
Last scheduled payment day: 184 |
| Total scheduled payments: 716.29 |
Total principal: 317.26 |
Total interest: 399.03 |
FSharp.Finance.Personal