EdgeCaseTest006
| Day |
Datestamp |
Advances |
Scheduled payment |
Window |
Payment due |
Actual payments |
Generated payment |
Net effect |
Payment status |
Balance status |
Simple interest |
New interest |
New charges |
Principal portion |
Fee portion |
Interest portion |
Charges portion |
Fee rebate |
Principal balance |
Fee balance |
Interest balance |
Charges balance |
Settlement figure |
Fee rebate if settled |
| 0 |
2021-12-26 |
1,500.00 |
n/a |
0 |
0.00 |
n/a |
n/a |
0.00 |
none scheduled |
open |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
1,500.00 |
0.00 |
0.0000 |
0.00 |
1,500.00 |
0.00 |
| 12 |
2022-01-07 |
n/a |
original 439.29 |
1 |
439.29 |
500.00 failed
500.00 failed |
n/a |
0.00 |
paid later in full |
open |
144.0000 |
144.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
1,500.00 |
0.00 |
144.0000 |
0.00 |
1,644.00 |
0.00 |
| 15 |
2022-01-10 |
n/a |
n/a |
1 |
0.00 |
500.00 failed
500.00 failed
confirmed 500.00 |
n/a |
500.00 |
extra payment |
open |
36.0000 |
36.0000 |
n/a |
320.00 |
0.00 |
180.00 |
0.00 |
0.00 |
1,180.00 |
0.00 |
0.0000 |
0.00 |
1,180.00 |
0.00 |
| 43 |
2022-02-07 |
n/a |
original 439.29 |
2 |
378.58 |
500.00 failed
500.00 failed |
n/a |
0.00 |
paid later in full |
open |
264.3200 |
264.3200 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
1,180.00 |
0.00 |
264.3200 |
0.00 |
1,444.32 |
0.00 |
| 45 |
2022-02-09 |
n/a |
n/a |
2 |
0.00 |
confirmed 1,540.00 |
n/a |
1,540.00 |
extra payment |
refund due |
18.8800 |
18.8800 |
n/a |
1,256.80 |
0.00 |
283.20 |
0.00 |
0.00 |
-76.80 |
0.00 |
0.0000 |
0.00 |
-76.80 |
0.00 |
| 71 |
2022-03-07 |
n/a |
original 439.29 |
3 |
0.00 |
n/a |
n/a |
0.00 |
no longer required |
refund due |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
-76.80 |
0.00 |
0.0000 |
0.00 |
-76.80 |
0.00 |
| 102 |
2022-04-07 |
n/a |
original 439.29 |
4 |
0.00 |
n/a |
n/a |
0.00 |
no longer required |
refund due |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
-76.80 |
0.00 |
0.0000 |
0.00 |
-76.80 |
0.00 |
| 132 |
2022-05-07 |
n/a |
original 439.29 |
5 |
0.00 |
n/a |
n/a |
0.00 |
no longer required |
refund due |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
-76.80 |
0.00 |
0.0000 |
0.00 |
-76.80 |
0.00 |
| 163 |
2022-06-07 |
n/a |
original 439.15 |
6 |
0.00 |
n/a |
n/a |
0.00 |
no longer required |
refund due |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
-76.80 |
0.00 |
0.0000 |
0.00 |
-76.80 |
0.00 |
| 807 |
2024-03-12 |
n/a |
n/a |
6 |
0.00 |
n/a |
-76.80 |
-76.80 |
generated |
closed |
0.0000 |
0.0000 |
n/a |
-76.80 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
Description
Quote returning nothing
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2024-03-12 |
| Start Date |
2021-12-26 |
| Principal |
1,500.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2022-01 on 07 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 0 |
| minimum: no minimum payment |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.8 % per day |
method: simple |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 0 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 75.71 % |
Initial APR: 1310 % |
| Level payment: 439.29 |
Final payment: 439.15 |
Last scheduled payment day: 163 |
| Total scheduled payments: 2,635.60 |
Total principal: 1,500.00 |
Total interest: 1,135.60 |
Final Stats
| Generated settlement: -76.80 on day 807 |
Final balance status: closed |
| Effective interest rate: 0.03826517968 % per day |
Final cost-to-borrowing ratio: 30.88 % |
| Required scheduled payment count: 2 |
Last required scheduled payment day: 43 |
| Final actual payment count: 8 |
Last actual payment day: 45 |
FSharp.Finance.Personal