EdgeCaseTest008
| Day |
Datestamp |
Advances |
Scheduled payment |
Window |
Payment due |
Actual payments |
Generated payment |
Net effect |
Payment status |
Balance status |
Simple interest |
New interest |
New charges |
Principal portion |
Fee portion |
Interest portion |
Charges portion |
Fee rebate |
Principal balance |
Fee balance |
Interest balance |
Charges balance |
Settlement figure |
Fee rebate if settled |
| 0 |
2024-02-02 |
250.00 |
n/a |
0 |
0.00 |
n/a |
n/a |
0.00 |
none scheduled |
open |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
250.00 |
0.00 |
0.0000 |
0.00 |
250.00 |
0.00 |
| 6 |
2024-02-08 |
n/a |
n/a |
0 |
0.00 |
write-off 42.00 |
n/a |
42.00 |
extra payment |
open |
12.0000 |
12.0000 |
n/a |
30.00 |
0.00 |
12.00 |
0.00 |
0.00 |
220.00 |
0.00 |
0.0000 |
0.00 |
220.00 |
0.00 |
| 16 |
2024-02-18 |
n/a |
n/a |
0 |
0.00 |
confirmed 97.01
confirmed 97.01 |
n/a |
194.02 |
extra payment |
open |
17.6000 |
17.6000 |
n/a |
176.42 |
0.00 |
17.60 |
0.00 |
0.00 |
43.58 |
0.00 |
0.0000 |
0.00 |
43.58 |
0.00 |
| 20 |
2024-02-22 |
n/a |
original 97.10 |
1 |
0.00 |
n/a |
n/a |
0.00 |
nothing due |
open |
1.3946 |
1.3946 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
43.58 |
0.00 |
1.3946 |
0.00 |
44.97 |
0.00 |
| 49 |
2024-03-22 |
n/a |
original 97.10 |
2 |
0.00 |
n/a |
n/a |
0.00 |
nothing due |
open |
10.1106 |
10.1106 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
43.58 |
0.00 |
11.5051 |
0.00 |
55.08 |
0.00 |
| 58 |
2024-03-31 |
n/a |
rescheduled 50.00 |
3 |
50.00 |
n/a |
n/a |
50.00 |
not yet due |
open |
3.1378 |
3.1378 |
n/a |
35.36 |
0.00 |
14.64 |
0.00 |
0.00 |
8.22 |
0.00 |
0.0000 |
0.00 |
8.22 |
0.00 |
| 80 |
2024-04-22 |
n/a |
original 97.10 |
4 |
0.00 |
n/a |
n/a |
0.00 |
nothing due |
open |
1.4467 |
1.4467 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
8.22 |
0.00 |
1.4467 |
0.00 |
9.66 |
0.00 |
| 88 |
2024-04-30 |
n/a |
n/a |
4 |
0.00 |
n/a |
10.19 |
10.19 |
generated |
closed |
0.5261 |
0.5261 |
n/a |
8.22 |
0.00 |
1.97 |
0.00 |
0.00 |
0.00 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
Description
Partial write-off
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2024-03-14 |
| Start Date |
2024-02-02 |
| Principal |
250.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2024-02 on 22 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 0 |
| minimum: no minimum payment |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.8 % per day |
method: simple |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 0 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: -402.8600000000 % |
Initial APR: 0.0000000000 % |
| Level payment: 0.00 |
Final payment: 0.00 |
Last scheduled payment day: 110 |
| Total scheduled payments: 147.10 |
Total principal: -48.57 |
Total interest: 195.67 |
Final Stats
| Generated settlement: 10.19 on day 88 |
Final balance status: closed |
| Effective interest rate: 0.2100454545 % per day |
Final cost-to-borrowing ratio: 18.48 % |
| Required scheduled payment count: 4 |
Last required scheduled payment day: 80 |
| Final actual payment count: 3 |
Last actual payment day: 16 |
FSharp.Finance.Personal