Cca2004Test007
| Day |
Datestamp |
Advances |
Scheduled payment |
Window |
Payment due |
Actual payments |
Generated payment |
Net effect |
Payment status |
Balance status |
Simple interest |
New interest |
New charges |
Principal portion |
Fee portion |
Interest portion |
Charges portion |
Fee rebate |
Principal balance |
Fee balance |
Interest balance |
Charges balance |
Settlement figure |
Fee rebate if settled |
| 0 |
2010-03-01 |
5,000.00 |
n/a |
0 |
0.00 |
n/a |
n/a |
0.00 |
information only |
open |
0.0000 |
0.0000 |
n/a |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
5,000.00 |
0.00 |
0.0000 |
0.00 |
5,000.00 |
0.00 |
| 31 |
2010-04-01 |
n/a |
original 134.57 |
1 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
55.8318 |
55.8318 |
n/a |
78.74 |
0.00 |
55.83 |
0.00 |
0.00 |
4,921.26 |
0.00 |
0.0000 |
0.00 |
4,921.26 |
0.00 |
| 61 |
2010-05-01 |
n/a |
original 134.57 |
2 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
53.1799 |
53.1799 |
n/a |
81.40 |
0.00 |
53.17 |
0.00 |
0.00 |
4,839.86 |
0.00 |
0.0000 |
0.00 |
4,839.86 |
0.00 |
| 92 |
2010-06-01 |
n/a |
original 134.57 |
3 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
54.0437 |
54.0437 |
n/a |
80.53 |
0.00 |
54.04 |
0.00 |
0.00 |
4,759.33 |
0.00 |
0.0000 |
0.00 |
4,759.33 |
0.00 |
| 122 |
2010-07-01 |
n/a |
original 134.57 |
4 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
51.4301 |
51.4301 |
n/a |
83.14 |
0.00 |
51.43 |
0.00 |
0.00 |
4,676.19 |
0.00 |
0.0000 |
0.00 |
4,676.19 |
0.00 |
| 153 |
2010-08-01 |
n/a |
original 134.57 |
5 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
52.2161 |
52.2161 |
n/a |
82.36 |
0.00 |
52.21 |
0.00 |
0.00 |
4,593.83 |
0.00 |
0.0000 |
0.00 |
4,593.83 |
0.00 |
| 184 |
2010-09-01 |
n/a |
original 134.57 |
6 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
51.2964 |
51.2964 |
n/a |
83.28 |
0.00 |
51.29 |
0.00 |
0.00 |
4,510.55 |
0.00 |
0.0000 |
0.00 |
4,510.55 |
0.00 |
| 214 |
2010-10-01 |
n/a |
original 134.57 |
7 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
48.7417 |
48.7417 |
n/a |
85.83 |
0.00 |
48.74 |
0.00 |
0.00 |
4,424.72 |
0.00 |
0.0000 |
0.00 |
4,424.72 |
0.00 |
| 245 |
2010-11-01 |
n/a |
original 134.57 |
8 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
49.4081 |
49.4081 |
n/a |
85.17 |
0.00 |
49.40 |
0.00 |
0.00 |
4,339.55 |
0.00 |
0.0000 |
0.00 |
4,339.55 |
0.00 |
| 275 |
2010-12-01 |
n/a |
original 134.57 |
9 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
46.8939 |
46.8939 |
n/a |
87.68 |
0.00 |
46.89 |
0.00 |
0.00 |
4,251.87 |
0.00 |
0.0000 |
0.00 |
4,251.87 |
0.00 |
| 306 |
2011-01-01 |
n/a |
original 134.57 |
10 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
47.4780 |
47.4780 |
n/a |
87.10 |
0.00 |
47.47 |
0.00 |
0.00 |
4,164.77 |
0.00 |
0.0000 |
0.00 |
4,164.77 |
0.00 |
| 337 |
2011-02-01 |
n/a |
original 134.57 |
11 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
46.5054 |
46.5054 |
n/a |
88.07 |
0.00 |
46.50 |
0.00 |
0.00 |
4,076.70 |
0.00 |
0.0000 |
0.00 |
4,076.70 |
0.00 |
| 365 |
2011-03-01 |
n/a |
original 134.57 |
12 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
41.1166 |
41.1166 |
n/a |
93.46 |
0.00 |
41.11 |
0.00 |
0.00 |
3,983.24 |
0.00 |
0.0000 |
0.00 |
3,983.24 |
0.00 |
| 396 |
2011-04-01 |
n/a |
original 134.57 |
13 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
44.4783 |
44.4783 |
n/a |
90.10 |
0.00 |
44.47 |
0.00 |
0.00 |
3,893.14 |
0.00 |
0.0000 |
0.00 |
3,893.14 |
0.00 |
| 426 |
2011-05-01 |
n/a |
original 134.57 |
14 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
42.0699 |
42.0699 |
n/a |
92.51 |
0.00 |
42.06 |
0.00 |
0.00 |
3,800.63 |
0.00 |
0.0000 |
0.00 |
3,800.63 |
0.00 |
| 457 |
2011-06-01 |
n/a |
original 134.57 |
15 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
42.4392 |
42.4392 |
n/a |
92.14 |
0.00 |
42.43 |
0.00 |
0.00 |
3,708.49 |
0.00 |
0.0000 |
0.00 |
3,708.49 |
0.00 |
| 487 |
2011-07-01 |
n/a |
original 134.57 |
16 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
40.0746 |
40.0746 |
n/a |
94.50 |
0.00 |
40.07 |
0.00 |
0.00 |
3,613.99 |
0.00 |
0.0000 |
0.00 |
3,613.99 |
0.00 |
| 518 |
2011-08-01 |
n/a |
original 134.57 |
17 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
40.3551 |
40.3551 |
n/a |
94.22 |
0.00 |
40.35 |
0.00 |
0.00 |
3,519.77 |
0.00 |
0.0000 |
0.00 |
3,519.77 |
0.00 |
| 549 |
2011-09-01 |
n/a |
original 134.57 |
18 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
39.3031 |
39.3031 |
n/a |
95.27 |
0.00 |
39.30 |
0.00 |
0.00 |
3,424.50 |
0.00 |
0.0000 |
0.00 |
3,424.50 |
0.00 |
| 579 |
2011-10-01 |
n/a |
original 134.57 |
19 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
37.0057 |
37.0057 |
n/a |
97.57 |
0.00 |
37.00 |
0.00 |
0.00 |
3,326.93 |
0.00 |
0.0000 |
0.00 |
3,326.93 |
0.00 |
| 610 |
2011-11-01 |
n/a |
original 134.57 |
20 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
37.1497 |
37.1497 |
n/a |
97.43 |
0.00 |
37.14 |
0.00 |
0.00 |
3,229.50 |
0.00 |
0.0000 |
0.00 |
3,229.50 |
0.00 |
| 640 |
2011-12-01 |
n/a |
original 134.57 |
21 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
34.8985 |
34.8985 |
n/a |
99.68 |
0.00 |
34.89 |
0.00 |
0.00 |
3,129.82 |
0.00 |
0.0000 |
0.00 |
3,129.82 |
0.00 |
| 671 |
2012-01-01 |
n/a |
original 134.57 |
22 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
34.9487 |
34.9487 |
n/a |
99.63 |
0.00 |
34.94 |
0.00 |
0.00 |
3,030.19 |
0.00 |
0.0000 |
0.00 |
3,030.19 |
0.00 |
| 702 |
2012-02-01 |
n/a |
original 134.57 |
23 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
33.8362 |
33.8362 |
n/a |
100.74 |
0.00 |
33.83 |
0.00 |
0.00 |
2,929.45 |
0.00 |
0.0000 |
0.00 |
2,929.45 |
0.00 |
| 731 |
2012-03-01 |
n/a |
original 134.57 |
24 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
30.6009 |
30.6009 |
n/a |
103.97 |
0.00 |
30.60 |
0.00 |
0.00 |
2,825.48 |
0.00 |
0.0000 |
0.00 |
2,825.48 |
0.00 |
| 762 |
2012-04-01 |
n/a |
original 134.57 |
25 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
31.5504 |
31.5504 |
n/a |
103.02 |
0.00 |
31.55 |
0.00 |
0.00 |
2,722.46 |
0.00 |
0.0000 |
0.00 |
2,722.46 |
0.00 |
| 792 |
2012-05-01 |
n/a |
original 134.57 |
26 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
29.4194 |
29.4194 |
n/a |
105.16 |
0.00 |
29.41 |
0.00 |
0.00 |
2,617.30 |
0.00 |
0.0000 |
0.00 |
2,617.30 |
0.00 |
| 823 |
2012-06-01 |
n/a |
original 134.57 |
27 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
29.2257 |
29.2257 |
n/a |
105.35 |
0.00 |
29.22 |
0.00 |
0.00 |
2,511.95 |
0.00 |
0.0000 |
0.00 |
2,511.95 |
0.00 |
| 853 |
2012-07-01 |
n/a |
original 134.57 |
28 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
27.1445 |
27.1445 |
n/a |
107.43 |
0.00 |
27.14 |
0.00 |
0.00 |
2,404.52 |
0.00 |
0.0000 |
0.00 |
2,404.52 |
0.00 |
| 884 |
2012-08-01 |
n/a |
original 134.57 |
29 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
26.8498 |
26.8498 |
n/a |
107.73 |
0.00 |
26.84 |
0.00 |
0.00 |
2,296.79 |
0.00 |
0.0000 |
0.00 |
2,296.79 |
0.00 |
| 915 |
2012-09-01 |
n/a |
original 134.57 |
30 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
25.6468 |
25.6468 |
n/a |
108.93 |
0.00 |
25.64 |
0.00 |
0.00 |
2,187.86 |
0.00 |
0.0000 |
0.00 |
2,187.86 |
0.00 |
| 945 |
2012-10-01 |
n/a |
original 134.57 |
31 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
23.6424 |
23.6424 |
n/a |
110.93 |
0.00 |
23.64 |
0.00 |
0.00 |
2,076.93 |
0.00 |
0.0000 |
0.00 |
2,076.93 |
0.00 |
| 976 |
2012-11-01 |
n/a |
original 134.57 |
32 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
23.1918 |
23.1918 |
n/a |
111.38 |
0.00 |
23.19 |
0.00 |
0.00 |
1,965.55 |
0.00 |
0.0000 |
0.00 |
1,965.55 |
0.00 |
| 1006 |
2012-12-01 |
n/a |
original 134.57 |
33 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
21.2401 |
21.2401 |
n/a |
113.33 |
0.00 |
21.24 |
0.00 |
0.00 |
1,852.22 |
0.00 |
0.0000 |
0.00 |
1,852.22 |
0.00 |
| 1037 |
2013-01-01 |
n/a |
original 134.57 |
34 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
20.6826 |
20.6826 |
n/a |
113.89 |
0.00 |
20.68 |
0.00 |
0.00 |
1,738.33 |
0.00 |
0.0000 |
0.00 |
1,738.33 |
0.00 |
| 1068 |
2013-02-01 |
n/a |
original 134.57 |
35 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
19.4108 |
19.4108 |
n/a |
115.16 |
0.00 |
19.41 |
0.00 |
0.00 |
1,623.17 |
0.00 |
0.0000 |
0.00 |
1,623.17 |
0.00 |
| 1096 |
2013-03-01 |
n/a |
original 134.57 |
36 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
16.3709 |
16.3709 |
n/a |
118.20 |
0.00 |
16.37 |
0.00 |
0.00 |
1,504.97 |
0.00 |
0.0000 |
0.00 |
1,504.97 |
0.00 |
| 1127 |
2013-04-01 |
n/a |
original 134.57 |
37 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
16.8051 |
16.8051 |
n/a |
117.77 |
0.00 |
16.80 |
0.00 |
0.00 |
1,387.20 |
0.00 |
0.0000 |
0.00 |
1,387.20 |
0.00 |
| 1157 |
2013-05-01 |
n/a |
original 134.57 |
38 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
14.9903 |
14.9903 |
n/a |
119.58 |
0.00 |
14.99 |
0.00 |
0.00 |
1,267.62 |
0.00 |
0.0000 |
0.00 |
1,267.62 |
0.00 |
| 1188 |
2013-06-01 |
n/a |
original 134.57 |
39 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
14.1547 |
14.1547 |
n/a |
120.42 |
0.00 |
14.15 |
0.00 |
0.00 |
1,147.20 |
0.00 |
0.0000 |
0.00 |
1,147.20 |
0.00 |
| 1218 |
2013-07-01 |
n/a |
original 134.57 |
40 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
12.3968 |
12.3968 |
n/a |
122.18 |
0.00 |
12.39 |
0.00 |
0.00 |
1,025.02 |
0.00 |
0.0000 |
0.00 |
1,025.02 |
0.00 |
| 1249 |
2013-08-01 |
n/a |
original 134.57 |
41 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
11.4458 |
11.4458 |
n/a |
123.13 |
0.00 |
11.44 |
0.00 |
0.00 |
901.89 |
0.00 |
0.0000 |
0.00 |
901.89 |
0.00 |
| 1280 |
2013-09-01 |
n/a |
original 134.57 |
42 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
10.0708 |
10.0708 |
n/a |
124.50 |
0.00 |
10.07 |
0.00 |
0.00 |
777.39 |
0.00 |
0.0000 |
0.00 |
777.39 |
0.00 |
| 1310 |
2013-10-01 |
n/a |
original 134.57 |
43 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
8.4006 |
8.4006 |
n/a |
126.17 |
0.00 |
8.40 |
0.00 |
0.00 |
651.22 |
0.00 |
0.0000 |
0.00 |
651.22 |
0.00 |
| 1341 |
2013-11-01 |
n/a |
original 134.57 |
44 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
7.2718 |
7.2718 |
n/a |
127.30 |
0.00 |
7.27 |
0.00 |
0.00 |
523.92 |
0.00 |
0.0000 |
0.00 |
523.92 |
0.00 |
| 1371 |
2013-12-01 |
n/a |
original 134.57 |
45 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
5.6616 |
5.6616 |
n/a |
128.91 |
0.00 |
5.66 |
0.00 |
0.00 |
395.01 |
0.00 |
0.0000 |
0.00 |
395.01 |
0.00 |
| 1402 |
2014-01-01 |
n/a |
original 134.57 |
46 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
4.4108 |
4.4108 |
n/a |
130.16 |
0.00 |
4.41 |
0.00 |
0.00 |
264.85 |
0.00 |
0.0000 |
0.00 |
264.85 |
0.00 |
| 1433 |
2014-02-01 |
n/a |
original 134.57 |
47 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
open |
2.9574 |
2.9574 |
n/a |
131.62 |
0.00 |
2.95 |
0.00 |
0.00 |
133.23 |
0.00 |
0.0000 |
0.00 |
133.23 |
0.00 |
| 1461 |
2014-03-01 |
n/a |
original 134.57 |
48 |
134.57 |
n/a |
n/a |
134.57 |
not yet due |
closed |
1.3437 |
1.3437 |
n/a |
133.23 |
0.00 |
1.34 |
0.00 |
0.00 |
0.00 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
Description
Initial statement (simple interest, autogenerated payment amounts) matching level payment of £134.57
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2010-03-01 |
| Start Date |
2010-03-01 |
| Principal |
5,000.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 48 |
| unit-period config: monthly from 2010-04 on 01 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: rounded up |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 13.1475 % per year |
method: simple |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| initial grace period: 0 day(s) |
rate on negative balance: 8 % per year |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 29.19 % |
Initial APR: 14 % |
| Level payment: 134.57 |
Final payment: 134.57 |
Last scheduled payment day: 1461 |
| Total scheduled payments: 6,459.36 |
Total principal: 5,000.00 |
Total interest: 1,459.36 |
Final Stats
| Generated settlement: n/a |
Final balance status: closed |
| Effective interest rate: 0.01997754962 % per day |
Final cost-to-borrowing ratio: 29.19 % |
| Required scheduled payment count: 48 |
Last required scheduled payment day: 1461 |
| Final actual payment count: 0 |
Last actual payment day: n/a |
FSharp.Finance.Personal