InterestFirstTest018

Day	Datestamp	Advances	Scheduled payment	Window	Payment due	Actual payments	Generated payment	Net effect	Payment status	Balance status	Simple interest	New interest	New charges	Principal portion	Fee portion	Interest portion	Charges portion	Fee rebate	Principal balance	Fee balance	Interest balance	Charges balance	Settlement figure	Fee rebate if settled
0	2023-09-22	740.00	n/a	0	0.00	n/a	n/a	0.00	none scheduled	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	0.0000	0.00	740.00	0.00
14	2023-10-06	n/a	original 330.04	1	330.04	330.04 failed 330.04 failed 330.04 failed	n/a	0.00	missed payment	open	82.8800	82.8800	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	82.8800	0.00	822.88	0.00
37	2023-10-29	n/a	original 330.04	2	0.00	n/a	n/a	0.00	nothing due	open	136.1600	136.1600	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	219.0400	0.00	959.04	0.00
42	2023-11-03	n/a	rescheduled 200.00	3	200.00	200.00 failed confirmed 200.00	n/a	200.00	payment made	open	29.6000	29.6000	n/a	0.00	0.00	200.00	0.00	0.00	740.00	0.00	48.6400	0.00	788.64	0.00
49	2023-11-10	n/a	rescheduled 200.00	4	200.00	n/a	n/a	0.00	missed payment	open	41.4400	41.4400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	90.0800	0.00	830.08	0.00
56	2023-11-17	n/a	r 200.00 50.00	5	50.00	50.00 failed confirmed 50.00	n/a	50.00	payment made	open	41.4400	41.4400	n/a	0.00	0.00	50.00	0.00	0.00	740.00	0.00	81.5200	0.00	821.52	0.00
63	2023-11-24	n/a	rescheduled 200.00	6	200.00	n/a	n/a	0.00	missed payment	open	41.4400	41.4400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	122.9600	0.00	862.96	0.00
68	2023-11-29	n/a	original 330.04	7	0.00	n/a	n/a	0.00	nothing due	open	29.6000	29.6000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	152.5600	0.00	892.56	0.00
70	2023-12-01	n/a	rescheduled 200.00	8	200.00	n/a	n/a	0.00	missed payment	open	11.8400	11.8400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	164.4000	0.00	904.40	0.00
77	2023-12-08	n/a	rescheduled 200.00	9	200.00	n/a	n/a	0.00	missed payment	open	41.4400	41.4400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	205.8400	0.00	945.84	0.00
84	2023-12-15	n/a	rescheduled 200.00	10	200.00	n/a	n/a	0.00	missed payment	open	41.4400	41.4400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	247.2800	0.00	987.28	0.00
86	2023-12-17	n/a	rescheduled 50.00	11	50.00	50.00 failed 50.00 failed 50.00 failed	n/a	0.00	missed payment	open	11.8400	11.8400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	259.1200	0.00	999.12	0.00
89	2023-12-20	n/a	n/a	11	0.00	50.00 failed 50.00 failed 50.00 failed	n/a	0.00	nothing due	open	17.7600	17.7600	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	276.8800	0.00	1,016.88	0.00
91	2023-12-22	n/a	rescheduled 80.00	12	80.00	n/a	n/a	0.00	missed payment	open	11.8400	11.8400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	288.7200	0.00	1,028.72	0.00
92	2023-12-23	n/a	n/a	12	0.00	50.00 failed 50.00 failed 50.00 failed	n/a	0.00	nothing due	open	5.9200	5.9200	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	294.6400	0.00	1,034.64	0.00
98	2023-12-29	n/a	original 330.04	13	0.00	n/a	n/a	0.00	nothing due	open	35.5200	35.5200	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	330.1600	0.00	1,070.16	0.00
117	2024-01-17	n/a	rescheduled 50.00	14	50.00	n/a	n/a	0.00	missed payment	open	112.4800	112.4800	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	442.6400	0.00	1,182.64	0.00
119	2024-01-19	n/a	rescheduled 35.00	15	35.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	missed payment	open	11.8400	11.8400	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	454.4800	0.00	1,194.48	0.00
122	2024-01-22	n/a	n/a	15	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	17.7600	17.7600	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	472.2400	0.00	1,212.24	0.00
125	2024-01-25	n/a	n/a	15	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	17.7600	17.7600	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	490.0000	0.00	1,230.00	0.00
126	2024-01-26	n/a	rescheduled 35.00	16	35.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	490.0000	0.00	1,230.00	0.00
129	2024-01-29	n/a	n/a	16	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	490.0000	0.00	1,230.00	0.00
132	2024-02-01	n/a	n/a	16	0.00	35.00 failed 35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	490.0000	0.00	1,230.00	0.00
133	2024-02-02	n/a	rescheduled 35.00	17	35.00	35.00 failed confirmed 35.00 35.00 failed	n/a	35.00	payment made	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	455.0000	0.00	1,195.00	0.00
136	2024-02-05	n/a	n/a	17	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	455.0000	0.00	1,195.00	0.00
139	2024-02-08	n/a	n/a	17	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	455.0000	0.00	1,195.00	0.00
140	2024-02-09	n/a	rescheduled 35.00	18	35.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	paid later in full	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	455.0000	0.00	1,195.00	0.00
143	2024-02-12	n/a	n/a	18	0.00	35.00 failed confirmed 35.00 confirmed 35.00	n/a	70.00	extra payment	open	0.0000	0.0000	n/a	0.00	0.00	70.00	0.00	0.00	740.00	0.00	385.0000	0.00	1,125.00	0.00
146	2024-02-15	n/a	n/a	18	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	385.0000	0.00	1,125.00	0.00
147	2024-02-16	n/a	rescheduled 35.00	19	35.00	35.00 failed 35.00 failed confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	350.0000	0.00	1,090.00	0.00
148	2024-02-17	n/a	rescheduled 50.00	20	50.00	n/a	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	350.0000	0.00	1,090.00	0.00
150	2024-02-19	n/a	n/a	20	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	350.0000	0.00	1,090.00	0.00
153	2024-02-22	n/a	n/a	20	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	350.0000	0.00	1,090.00	0.00
154	2024-02-23	n/a	rescheduled 35.00	21	35.00	35.00 failed confirmed 35.00 confirmed 35.00	n/a	70.00	overpayment	open	0.0000	0.0000	n/a	0.00	0.00	70.00	0.00	0.00	740.00	0.00	280.0000	0.00	1,020.00	0.00
161	2024-03-01	n/a	rescheduled 35.00	22	35.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	paid later in full	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	280.0000	0.00	1,020.00	0.00
164	2024-03-04	n/a	n/a	22	0.00	confirmed 35.00	n/a	35.00	extra payment	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	245.0000	0.00	985.00	0.00
168	2024-03-08	n/a	rescheduled 35.00	23	35.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	245.0000	0.00	985.00	0.00
171	2024-03-11	n/a	n/a	23	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	245.0000	0.00	985.00	0.00
174	2024-03-14	n/a	n/a	23	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	245.0000	0.00	985.00	0.00
175	2024-03-15	n/a	rescheduled 35.00	24	35.00	35.00 failed confirmed 35.00 confirmed 35.00	n/a	70.00	overpayment	open	0.0000	0.0000	n/a	0.00	0.00	70.00	0.00	0.00	740.00	0.00	175.0000	0.00	915.00	0.00
177	2024-03-17	n/a	rescheduled 150.00	25	150.00	n/a	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	175.0000	0.00	915.00	0.00
182	2024-03-22	n/a	rescheduled 35.00	26	35.00	35.00 failed 35.00 failed confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	140.0000	0.00	880.00	0.00
189	2024-03-29	n/a	rescheduled 35.00	27	35.00	35.00 failed confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	105.0000	0.00	845.00	0.00
196	2024-04-05	n/a	rescheduled 35.00	28	35.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	105.0000	0.00	845.00	0.00
199	2024-04-08	n/a	n/a	28	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	105.0000	0.00	845.00	0.00
202	2024-04-11	n/a	n/a	28	0.00	35.00 failed 35.00 failed 35.00 failed	n/a	0.00	nothing due	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	105.0000	0.00	845.00	0.00
203	2024-04-12	n/a	rescheduled 35.00	29	35.00	35.00 failed confirmed 35.00 35.00 failed	n/a	35.00	payment made	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	70.0000	0.00	810.00	0.00
206	2024-04-15	n/a	n/a	29	0.00	35.00 failed 35.00 failed confirmed 35.00	n/a	35.00	extra payment	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	35.0000	0.00	775.00	0.00
208	2024-04-17	n/a	rescheduled 150.00	30	150.00	n/a	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	740.00	0.00	35.0000	0.00	775.00	0.00
210	2024-04-19	n/a	rescheduled 35.00	31	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	0.00	0.00	35.00	0.00	0.00	740.00	0.00	0.0000	0.00	740.00	0.00
217	2024-04-26	n/a	rescheduled 35.00	32	35.00	35.00 failed confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	705.00	0.00	0.0000	0.00	705.00	0.00
224	2024-05-03	n/a	rescheduled 35.00	33	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	670.00	0.00	0.0000	0.00	670.00	0.00
231	2024-05-10	n/a	rescheduled 35.00	34	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	635.00	0.00	0.0000	0.00	635.00	0.00
238	2024-05-17	n/a	r 150.00 35.00	35	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	600.00	0.00	0.0000	0.00	600.00	0.00
245	2024-05-24	n/a	rescheduled 35.00	36	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	565.00	0.00	0.0000	0.00	565.00	0.00
252	2024-05-31	n/a	rescheduled 35.00	37	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	530.00	0.00	0.0000	0.00	530.00	0.00
259	2024-06-07	n/a	rescheduled 35.00	38	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	495.00	0.00	0.0000	0.00	495.00	0.00
266	2024-06-14	n/a	rescheduled 35.00	39	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	460.00	0.00	0.0000	0.00	460.00	0.00
269	2024-06-17	n/a	rescheduled 150.00	40	150.00	n/a	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	460.00	0.00	0.0000	0.00	460.00	0.00
273	2024-06-21	n/a	rescheduled 35.00	41	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	425.00	0.00	0.0000	0.00	425.00	0.00
280	2024-06-28	n/a	rescheduled 35.00	42	35.00	35.00 failed confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	390.00	0.00	0.0000	0.00	390.00	0.00
287	2024-07-05	n/a	rescheduled 35.00	43	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	355.00	0.00	0.0000	0.00	355.00	0.00
294	2024-07-12	n/a	rescheduled 35.00	44	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	320.00	0.00	0.0000	0.00	320.00	0.00
299	2024-07-17	n/a	rescheduled 150.00	45	150.00	n/a	n/a	0.00	missed payment	open	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	320.00	0.00	0.0000	0.00	320.00	0.00
301	2024-07-19	n/a	rescheduled 35.00	46	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	285.00	0.00	0.0000	0.00	285.00	0.00
308	2024-07-26	n/a	rescheduled 35.00	47	35.00	confirmed 35.00	n/a	35.00	payment made	open	0.0000	0.0000	n/a	35.00	0.00	0.00	0.00	0.00	250.00	0.00	0.0000	0.00	250.00	0.00
314	2024-08-01	n/a	n/a	47	0.00	confirmed 250.00	n/a	250.00	extra payment	closed	0.0000	0.0000	n/a	250.00	0.00	0.00	0.00	0.00	0.00	0.00	0.0000	0.00	0.00	0.00
315	2024-08-02	n/a	rescheduled 35.00	48	0.00	confirmed 0.01	n/a	0.01	no longer required	refund due	0.0000	0.0000	n/a	0.01	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
322	2024-08-09	n/a	rescheduled 35.00	49	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
329	2024-08-16	n/a	rescheduled 35.00	50	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
330	2024-08-17	n/a	rescheduled 150.00	51	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
336	2024-08-23	n/a	rescheduled 35.00	52	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
343	2024-08-30	n/a	rescheduled 35.00	53	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
350	2024-09-06	n/a	rescheduled 35.00	54	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
357	2024-09-13	n/a	rescheduled 40.00	55	0.00	n/a	n/a	0.00	no longer required	refund due	0.0000	0.0000	n/a	0.00	0.00	0.00	0.00	0.00	-0.01	0.00	0.0000	0.00	-0.01	0.00
361	2024-09-17	n/a	rescheduled 180.00	56	0.00	n/a	n/a	180.00	overpayment	refund due	0.0000	0.0000	n/a	180.00	0.00	0.00	0.00	0.00	-180.01	0.00	0.0000	0.00	-180.01	0.00

Description

Realistic test 6045bd0ffc0f with correction on final day

Generated: 2025-04-28 using library version 2.2.10

Parameters

Evaluation Date	2024-09-17
Start Date	2023-09-22
Principal	740.00
Schedule options	config: custom schedule day: 14 scheduled payment: original 330.04 day: 37 scheduled payment: original 330.04 day: 42 scheduled payment: rescheduled 200.00 day: 49 scheduled payment: rescheduled 200.00 day: 56 scheduled payment: r 200.00 50.00 day: 63 scheduled payment: rescheduled 200.00 day: 68 scheduled payment: original 330.04 day: 70 scheduled payment: rescheduled 200.00 day: 77 scheduled payment: rescheduled 200.00 day: 84 scheduled payment: rescheduled 200.00 day: 86 scheduled payment: rescheduled 50.00 day: 91 scheduled payment: rescheduled 80.00 day: 98 scheduled payment: original 330.04 day: 117 scheduled payment: rescheduled 50.00 day: 119 scheduled payment: rescheduled 35.00 day: 126 scheduled payment: rescheduled 35.00 day: 133 scheduled payment: rescheduled 35.00 day: 140 scheduled payment: rescheduled 35.00 day: 147 scheduled payment: rescheduled 35.00 day: 148 scheduled payment: rescheduled 50.00 day: 154 scheduled payment: rescheduled 35.00 day: 161 scheduled payment: rescheduled 35.00 day: 168 scheduled payment: rescheduled 35.00 day: 175 scheduled payment: rescheduled 35.00 day: 177 scheduled payment: rescheduled 150.00 day: 182 scheduled payment: rescheduled 35.00 day: 189 scheduled payment: rescheduled 35.00 day: 196 scheduled payment: rescheduled 35.00 day: 203 scheduled payment: rescheduled 35.00 day: 208 scheduled payment: rescheduled 150.00 day: 210 scheduled payment: rescheduled 35.00 day: 217 scheduled payment: rescheduled 35.00 day: 224 scheduled payment: rescheduled 35.00 day: 231 scheduled payment: rescheduled 35.00 day: 238 scheduled payment: r 150.00 35.00 day: 245 scheduled payment: rescheduled 35.00 day: 252 scheduled payment: rescheduled 35.00 day: 259 scheduled payment: rescheduled 35.00 day: 266 scheduled payment: rescheduled 35.00 day: 269 scheduled payment: rescheduled 150.00 day: 273 scheduled payment: rescheduled 35.00 day: 280 scheduled payment: rescheduled 35.00 day: 287 scheduled payment: rescheduled 35.00 day: 294 scheduled payment: rescheduled 35.00 day: 299 scheduled payment: rescheduled 150.00 day: 301 scheduled payment: rescheduled 35.00 day: 308 scheduled payment: rescheduled 35.00 day: 315 scheduled payment: rescheduled 35.00 day: 322 scheduled payment: rescheduled 35.00 day: 329 scheduled payment: rescheduled 35.00 day: 330 scheduled payment: rescheduled 150.00 day: 336 scheduled payment: rescheduled 35.00 day: 343 scheduled payment: rescheduled 35.00 day: 350 scheduled payment: rescheduled 35.00 day: 357 scheduled payment: rescheduled 40.00 day: 361 scheduled payment: rescheduled 180.00
Payment options	scheduling: as scheduled rounding: rounded up timeout: 3 minimum: defer or write off up to 0.50 level-payment option: lower final payment
Fee options	no fee
Charge options	no charges
Interest options	standard rate: 0.8 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. initial grace period: 0 day(s) rate on negative balance: zero promotional rates: n/a cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 0.0000000000 %	Initial APR: 77389.3 %
Level payment: 35.00	Final payment: 180.00	Last scheduled payment day: 361
Total scheduled payments: 3,970.04	Total principal: 3,970.04	Total interest: 0.00

Final Stats

Generated settlement: n/a	Final balance status: refund due
Effective interest rate: 0.2228086103 % per day	Final cost-to-borrowing ratio: 80.43 %
Required scheduled payment count: 48	Last required scheduled payment day: 361
Final actual payment count: 120	Last actual payment day: 315