PaymentScheduleTest_Monthly_0100_fp12_r4
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 12 |
36.94 |
9.5760 |
9.58 |
27.36 |
0.00 |
72.64 |
9.5760 |
9.58 |
27.36 |
| 43 |
36.94 |
17.9697 |
17.97 |
18.97 |
0.00 |
53.67 |
27.5457 |
27.55 |
46.33 |
| 74 |
36.94 |
13.2769 |
13.28 |
23.66 |
0.00 |
30.01 |
40.8226 |
40.83 |
69.99 |
| 103 |
36.95 |
6.9449 |
6.94 |
30.01 |
0.00 |
0.00 |
47.7675 |
47.77 |
100.00 |
Description
£0100 with 12 days to first payment and 4 repayments
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2023-12 on 19 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: round using AwayFromZero |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: higher final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: simple |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 47.77 % |
Initial APR: 1312.3 % |
| Level payment: 36.94 |
Final payment: 36.95 |
Last scheduled payment day: 103 |
| Total scheduled payments: 147.77 |
Total principal: 100.00 |
Total interest: 47.77 |
FSharp.Finance.Personal