PaymentScheduleTest_Monthly_0100_fp20_r4
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
100.00 |
0.0000 |
0.00 |
0.00 |
| 20 |
39.09 |
15.9600 |
15.96 |
23.13 |
0.00 |
76.87 |
15.9600 |
15.96 |
23.13 |
| 51 |
39.09 |
19.0161 |
19.02 |
20.07 |
0.00 |
56.80 |
34.9761 |
34.98 |
43.20 |
| 82 |
39.09 |
14.0512 |
14.05 |
25.04 |
0.00 |
31.76 |
49.0273 |
49.03 |
68.24 |
| 111 |
39.11 |
7.3499 |
7.35 |
31.76 |
0.00 |
0.00 |
56.3772 |
56.38 |
100.00 |
Description
£0100 with 20 days to first payment and 4 repayments
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
100.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2023-12 on 27 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: round using AwayFromZero |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: similar final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: simple |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 56.38 % |
Initial APR: 1299.7 % |
| Level payment: 39.09 |
Final payment: 39.11 |
Last scheduled payment day: 111 |
| Total scheduled payments: 156.38 |
Total principal: 100.00 |
Total interest: 56.38 |
FSharp.Finance.Personal