PaymentScheduleTest_Monthly_0300_fp04_r5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
300.00 |
0.0000 |
0.00 |
0.00 |
| 4 |
91.46 |
9.5760 |
9.58 |
81.88 |
0.00 |
218.12 |
9.5760 |
9.58 |
81.88 |
| 35 |
91.46 |
53.9585 |
53.96 |
37.50 |
0.00 |
180.62 |
63.5345 |
63.54 |
119.38 |
| 66 |
91.46 |
44.6818 |
44.68 |
46.78 |
0.00 |
133.84 |
108.2163 |
108.22 |
166.16 |
| 95 |
91.46 |
30.9733 |
30.97 |
60.49 |
0.00 |
73.35 |
139.1896 |
139.19 |
226.65 |
| 126 |
91.50 |
18.1453 |
18.15 |
73.35 |
0.00 |
0.00 |
157.3349 |
157.34 |
300.00 |
Description
£0300 with 04 days to first payment and 5 repayments
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
300.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2023-12 on 11 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: round using AwayFromZero |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: higher final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: simple |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 52.45 % |
Initial APR: 1281.4 % |
| Level payment: 91.46 |
Final payment: 91.50 |
Last scheduled payment day: 126 |
| Total scheduled payments: 457.34 |
Total principal: 300.00 |
Total interest: 157.34 |
FSharp.Finance.Personal