PaymentScheduleTest_Monthly_0900_fp04_r6
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 4 |
249.51 |
28.7280 |
28.73 |
220.78 |
0.00 |
679.22 |
28.7280 |
28.73 |
220.78 |
| 35 |
249.51 |
168.0254 |
168.03 |
81.48 |
0.00 |
597.74 |
196.7534 |
196.76 |
302.26 |
| 66 |
249.51 |
147.8689 |
147.87 |
101.64 |
0.00 |
496.10 |
344.6224 |
344.63 |
403.90 |
| 95 |
249.51 |
114.8075 |
114.81 |
134.70 |
0.00 |
361.40 |
459.4298 |
459.44 |
538.60 |
| 126 |
249.51 |
89.4031 |
89.40 |
160.11 |
0.00 |
201.29 |
548.8330 |
548.84 |
698.71 |
| 156 |
249.48 |
48.1888 |
48.19 |
201.29 |
0.00 |
0.00 |
597.0218 |
597.03 |
900.00 |
Description
£0900 with 04 days to first payment and 6 repayments
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2023-12 on 11 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: round using AwayFromZero |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: simple |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 66.34 % |
Initial APR: 1277.8 % |
| Level payment: 249.51 |
Final payment: 249.48 |
Last scheduled payment day: 156 |
| Total scheduled payments: 1,497.03 |
Total principal: 900.00 |
Total interest: 597.03 |
FSharp.Finance.Personal