PaymentScheduleTest_Monthly_0900_fp32_r5
| Day |
Scheduled payment |
Simple interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total simple interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
900.00 |
0.0000 |
0.00 |
0.00 |
| 32 |
332.72 |
229.8240 |
229.82 |
102.90 |
0.00 |
797.10 |
229.8240 |
229.82 |
102.90 |
| 63 |
332.72 |
197.1866 |
197.19 |
135.53 |
0.00 |
661.57 |
427.0106 |
427.01 |
238.43 |
| 92 |
332.72 |
153.1005 |
153.10 |
179.62 |
0.00 |
481.95 |
580.1111 |
580.11 |
418.05 |
| 123 |
332.72 |
119.2248 |
119.22 |
213.50 |
0.00 |
268.45 |
699.3359 |
699.33 |
631.55 |
| 153 |
332.72 |
64.2669 |
64.27 |
268.45 |
0.00 |
0.00 |
763.6028 |
763.60 |
900.00 |
Description
£0900 with 32 days to first payment and 5 repayments
Generated: 2025-04-28 using library version 2.2.10
Parameters
| Evaluation Date |
2023-12-07 |
| Start Date |
2023-12-07 |
| Principal |
900.00 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2024-01 on 08 |
|
| Payment options |
| scheduling: as scheduled |
| rounding: round using AwayFromZero |
| timeout: 3 |
| minimum: defer or write off up to 0.50 |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Charge options |
no charges
|
| Interest options |
| standard rate: 0.798 % per day |
method: simple |
| rounding: round using AwayFromZero |
APR method: UK FCA to 1 d.p. |
| initial grace period: 3 day(s) |
rate on negative balance: zero |
| promotional rates: n/a |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 84.84 % |
Initial APR: 1249.8 % |
| Level payment: 332.72 |
Final payment: 332.72 |
Last scheduled payment day: 153 |
| Total scheduled payments: 1,663.60 |
Total principal: 900.00 |
Total interest: 763.60 |
FSharp.Finance.Personal